What policies are included?

Here are the policies that are eligible for a discount1.

Policy TypeCounts towards a discount?

All car and motorbike policies


Vintage, Veteran & Classic


Home Buildings, Home Contents and combined Home Buildings and Contents2




Caravan (On-site and Touring)






Retail Business Insurance4


Travel Insurance

Home Security 

Return to Loyalty Discounts page

Things you should know

1Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.

2Home Combined Buildings & Contents count as two policies

3Landlord Combined Buildings & Contents count as two policies

4Retail Business Insurance policies count towards your policy count, but do not receive the Loyalty Discount