Landlord Insurance

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Reduce the risk of renting your property

Investing in property can be exciting, but renting it out can be risky. For example, if there’s damage to your property, or your tenants default on their rent,  the costs could add up quickly. SGIC Landlord Insurance can cover your investment property for vandalism, theft, fire and more.

What's covered?

  • Rent default cover of up to $5,000 if your tenant stops paying rent or leaves without notice1
  • If your building’s covered and it’s unliveable after a covered event, we pay up to 12 months of loss of rent2
  • Cover against vandalism, malicious damage and theft by a tenant3

The full details

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Target Market Determination (TMD)

Download the Premium Excess and Discount Guide

Things you should know

1 We will deduct from your claim four times the weekly rental amount in addition to any excess that applies. A valid rental agreement is required. If you took out a new policy from 14 June 2020 to 17 April 2021, your policy will have rent default cover when your policy renews. We will send you your new PDS with your renewal.

2 Covered under Landlord Buildings Insurance only. A valid rental agreement is required.

3 We will deduct from your claim four times the weekly rental amount in addition to any excess that applies. A valid rental agreement is required.