Home Contents Insurance

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Letting the breeze in, doesn’t have to leave your possessions at risk.

Like the memories that fill your home, it’s not always obvious how much value your possessions hold.

Our Home Contents Insurance offers new for old replacement as standard on your household contents. It’s peace of mind for your possessions, and applies even if you accidentally leave a window or door unlocked. If an uninvited guest arrives, you’ll be glad to have your belongings covered by an insurer that understands the local market.

Insurance that gets the SA lifestyle

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What's covered?

  • A guarantee of workmanship on repairs made to your home
  • Cover for your electrical items including fridges, washing machines and home theatre equipment
  • Cover for soft furnishing including curtains, sofas, rugs and carpets
  • New-for-old as standard, should your items require replacing if they’re stolen or damaged.
  • Cover for your gardening tools
  • Cover for your toys and sporting equipment should they be stolen from your home
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It’s quicker than riding the Rundle Mall Pigs.

Want more? We’re all about choice. You can increase your cover to include;

Portable Contents

Cover for items you take when you leave your home, e.g. jewellery, a laptop

Fusion

Burn out of electric motors that are part of your General Contents, e.g. the motor in your fridge - includes service call, parts and labour costs^^

Accidental Damage

Accidents happen, and while you can’t predict clumsiness around the home, the great news is you can cover your contents for accidental damage.

Pet lover's pack

Covers up to $2,000 for vet costs if your cat or dog gets hurt in an accident

The full details

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Want a lot more?

Home Plus – our top level of cover. Because there really is no place like home. By selecting ‘Upgrade to Plus Cover’ after completing your online quote, you’re set to enjoy the following benefits^:

  • Up to 25% safety net on top of the general contents sum insured - for extra costs to replace your contents, if you need it
  • Automatic cover for accidental damage and burn out of electric motors (fusion)^^
  • Identity theft up to $5,000 for legal costs and document replacement
  • Temporary accommodation for up to 2 years if your home is unliveable

All the important details you need to decide:

^ The above cover is for damage or loss caused by an incident we insure.
^^ Cover for motors for up to 15 years from when they were made.