Your access and use of this website constitutes your agreement to these Terms of Use.
"This website" means all webpages located on the www.sgio.com.au and www.nrma.com.au domain name.
This website is the website of Insurance Australia Limited and its related entities.
Your access and use of this website is governed by these Terms of Use and the Privacy & Security Statement. By accessing and using this website you acknowledge and accept that you are bound by these Terms of Use and the Privacy & Security Statement.
If you breach these Terms of Use, you agree to indemnify us for any loss that we may suffer or any costs that may be incurred from your breach.
Any failure by us to exercise any right, power or remedy under these Terms of Use shall not operate as a waiver of our rights.
This website may only be used for the following permitted activities:
All intellectual property on this website – including the NRMA Insurance, SGIO and SGIC trademarks and copyright in the information, text, graphics, services and other data – is owned by us and no part of this website may be reproduced, stored, modified, adapted, uploaded to another location or produced for display in public in any form without our prior written approval.
Intellectual property includes, but is not limited to, the NRMA Insurance, SGIO and SGIC trademarks and copyright in the information, text, graphics, services and other data.
The law which applies to this website and to disputes arising out of this website, is the law of the state of New South Wales, Australia
National Roads and Motorists' Association Limited and its related entities are a separate and independent organisation
The website of National Roads and Motorists' Association Limited is hosted by a third party provider and is operated and managed by National Roads and Motorists' Association Limited
The information contained on this website may not be accurate or up to date in all respects. We do not warrant the accuracy or completeness of any information contained on this website
The information on this website is provided for Australian residents only, and where indicated, may be limited to specific states and territories of Australia. The law of New South Wales governs these Terms of Use
This website may contain links to third party websites. NRMA Insurance and its related entities do not make any representations as to the contents of any third party websites, and expressly disclaim that they operate any website other than this website
The Quote service and the Insurance Application service are offered solely to assist you to buy or decide to buy insurance from us
You are not authorised to, and you agree not to, use high-volume, automated or systematic processes to obtain quotes or make insurance applications, or to make an excessive number of requests to the services
You also agree not to use, copy, compile, repackage or disseminate any information obtained from the Quote service or the Insurance Application service for any purpose other than your personal, non-commercial purposes without Insurance Australia Limited’s prior written consent, and you specifically agree that you will not use, or obtain with an intention to use, such information for the purpose of discovering the business logic of either service, or creating a tool that predicts the operation of either service
If you contravene the above paragraph, Insurance Australia Limited reserves the right to terminate your access to these services in its sole discretion, without prejudice to any other rights that it may have
You acknowledge that the business logic (including the relative importance of each rating criterion and the pricing algorithms) used to implement the services are trade secrets of Insurance Australia Limited and/or its reinsurers, and that Insurance Australia Limited would suffer significant harm if such business logic were to be derived, and subsequently used or disclosed, in breach of these Terms of Use
Screen sharing refers to the service made available on this website which allows NRMA Insurance staff to view your active NRMA Insurance web session, to help you with your website questions
We cannot view anything else on your browser, computer or mobile device except the NRMA Insurance web pages where screen sharing is available. Screen sharing can only be accessed when offered in a web chat session. You will always be asked to accept the Screen sharing service
You may terminate your screen sharing session at any time by clicking 'End Screen Sharing' or by closing your browser window.
We reserve the right to terminate your co-browsing session at any time for any reason. We will try to notify you if this occurs.
Your access and use of “Self Service Centre" constitutes your agreement to these Terms of Use. Self Service Centre is owned and operated by Insurance Australia Limited ABN 11 000 016 722 which trades as NRMA Insurance, SGIO and SGIC.
"We", "our" and "us" refers to Insurance Australia Limited and its related entities. "You" and "your" refers to the person accessing and using Self Service Centre. "Self Service Centre" refers to the information, text, graphics, services and other data contained under the domain name. www.insuranceonline.nrma.com.au
These Terms of Use apply to your access and use of Self Service Centre and operate concurrently with the Terms of Use for our websites located on the www.nrma.com.au and www.sgio.com.au domain names. To the extent of any inconsistency, with regard to your access and use of Self Service Centre, these Terms of Use prevail.
Self Service Centre enables you to view and manage details relating to certain insurance policies you hold with us. Self Service Centre is not available for all of our products and some products only have limited functionality; you will need to contact us if you wish to view, manage details which relate to these products.
You are only able to access Self Service Centre if you have "Registered". You become Registered by accurately completing the details requested by us on the login, registration and authentication pages of Self Service Centre. The details requested on these pages relate to information about you and a current insurance policy you hold with us for which Self Service Centre is available. Once you have Registered you will generate a "Login". You will then use your Login to access Self Service Centre.
You must not provide details of your Login to any other person. You must not allow any other person to use your Login. You must not use another person's Login and may only use Self Service Centre to view or manage information relating to another person or their insurance policies with their express authority.
Where you hold a policy jointly with another person, each of you will need to become Registered however your individual Logins will enable each of you to view or manage details relating to that jointly held policy. In the case of joint policies, any transaction performed on Self Service Centre by one policyholder will be deemed an authorised transaction performed by all policyholders.
You will remain Registered where you use your Login at least once in a two year period. Should you not use your Login to access Self Service Centre for a period of two years, or other period of time we determine, you will be deemed an "Inactive User" and your access to Self Service Centre will be terminated.
You may use Self Service Centre to perform certain transactions online.
Any transactions performed on Self Service Centre will not be complete until we receive and process your "Confirmation". Your Confirmation means any communication issued or transmitted by you to us via Self Service Centre or other electronic means which contains your acceptance in relation to our offer, or your confirmation of payment, whichever applies.
Your Confirmation may not be received by us for various reasons and you acknowledge that we are not liable to you in any way for loss or damage, howsoever caused, directly or indirectly, in connection with the transmission of your Confirmation.
We reserve the right to terminate your access to Self Service Centre at any time for any reason. We will endeavour to notify you if this occurs. You may terminate your access to Self Service Centre at any time by contacting us and giving us notice to that effect along with sufficient information to enable us to identify your Login.
Where your access to Self Service Centre is terminated by us, by you or as a result of you becoming an Inactive User, you must immediately cease using Self Service Centre and not directly or indirectly access or use Self Service Centre further.
In addition to any activity not explicitly permitted or prohibited above, you must not directly or indirectly or via any third party:
To the maximum extent permitted by law we exclude liability (including for negligence) to any person arising directly or indirectly from accessing, using or being unable to access or use, the information or data provided by Self Service Centre.
If you breach these Terms of Use, you agree to indemnify us for any loss that we may suffer or any costs that may be incurred from your breach.
Any failure by us to exercise any right, power or remedy under these Terms of Use shall not operate as a waiver of our rights.
All intellectual property in Self Service Centre – including the NRMA Insurance, SGIO and SGIC trademarks and copyright in the information, text, graphics, services and other data – is owned by us and no part of Self Service Centre may be reproduced, stored, modified, adapted, uploaded to another location or produced for display in public in any form without our prior written approval.
The law applicable to Self Service Centre and to disputes arising out of Self Service Centre is the law of the State of New South Wales, Australia.
We are committed to protecting your privacy. The privacy section of your Product Disclosure Statement and Policy Booklet explains how we collect, use and disclose the personal information you provide to us. Additional information on how we handle your personal information is available in our Privacy Charter and our Online Privacy Statement.
