Third Party Property Damage Car Insurance

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Don’t let your first mistake be a lack of basic cover

We all make mistakes—but when you’re at fault in an accident, you’ll be very glad skimping on your essentials cover wasn’t one of them. With cover for liability of up to $20 million, and up to $5,000 worth of cover if your vehicle is damaged in a crash with an un-insured identified at-fault driver.

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We’ve got the basics well covered:

  • Up to $20 million in liability cover, for when you’re at fault
  • Cover up to a market value of $5,000 if an uninsured at-fault driver crashes your car^
  • Lifetime Guarantee for workmanship on authorised repairs
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The full details

Product Disclosure Statement and Policy Booklet (PDS)

Premium, Excess, Discounts & Helpline Benefits Guide

All the important details you need to decide:

^Cover if we agree it was the other driver’s fault, they are not insured and you have their details.
**Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as SGIC. This is general advice only so to see if a product is right for you, always consider your own circumstances and the Product Disclosure Statement available from SGIC.