Boat Insurance

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Sail off into the sunset with SGIC Boat Insurance.

Even the finest of skippers can run into troubled water. That’s why SGIC is here to cover your boat up to its agreed value, anywhere in SA or across Australia. With protection against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act, SGIC makes it easy to keep your pride and joy safe and sound, on or off the water.

Life should be cruise-y

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SGIC offers a ‘safe harbour’ list of inclusions such as:

  • Costs associated with salvage and storage, in approved circumstances
  • Rescue service costs up to $5,000^, as well as cover for theft or attempted theft
  • Cover in the event an explosion, earthquake, tsunami, fire, flood or storm damages your boat
  • Cover for accidental damage, collision or crash
  • The cost of on-land towing expenses, up to $750^
  • Cover for the cost of clean-up, up $250,000^
  • Cover for liability in certain circumstances, up to the value of $10 million
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It’s quicker than riding the Rundle Mall Pigs.

And for extra piece of mind you can choose optional cover including:

Contents Cover

If your boat has a lockable cabin or compartment, you can cover certain contents for a sum insured you nominate up to $10,000

Lay-up cover

Reduced premiums when your boat is kept on a trailer or dry stored for a nominated period

Liability cover for water skiing and flotation devices

Extends your liability cover to include when your boat is towing a waterskier or person riding a flotation device

Sailboat racing cover

Extends your cover to include when you are racing your sailboat in certain events

The full details

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Target Market Determination (TMD)

Download the Premium Excess and Discount Guide (PED)

All the important details you need to decide:

^Following an incident we insure.
*Cover does not apply to incidents that occur more than 200 nautical miles from the Australian mainland or Tasmania.