//	Browsercheck (needed)
	function cm_bwcheck()
	{
		
		this.ver = navigator.appVersion;
		this.agent = navigator.userAgent.toLowerCase();
		this.dom = document.getElementById ? 1 : 0;
		
	//	operating systems
		this.win = this.agent.indexOf( "win" ) > -1;
		this.mac = this.agent.indexOf( "mac" ) > -1;
		this.linux = this.agent.indexOf( "linux" ) > -1;
		this.unix = this.agent.indexOf( "unix" ) > -1;
		this.sun = this.agent.indexOf( "sun" ) > -1;
		
	//	high level browser names
		this.gecko = this.agent.indexOf( "gecko" ) > -1;
		this.opera = this.agent.indexOf( "opera" ) > -1;
		this.safari = this.agent.indexOf( "safari" ) > -1;
		this.konqueror = this.agent.indexOf( "konqueror" ) > -1;
		this.netscape = this.agent.indexOf( "netscape" ) > -1;
		this.palm = this.agent.indexOf( "palm" ) > -1;
		this.phone = this.agent.indexOf( "phone" ) > -1;
		this.ie = ( this.agent.indexOf( "msie" ) > -1 && !this.opera && !this.palm );
	
	//	more specific browser names and versions
		this.ie7 = ( this.agent.indexOf( "msie 7" ) > -1 && !this.opera && !this.palm );
		this.ie6 = ( this.agent.indexOf( "msie 6" ) > -1 && !this.opera && !this.palm );
		this.ie5 = ( this.agent.indexOf( "msie 5.0" ) > -1 && !this.opera && !this.palm );
		this.ie51 = this.agent.indexOf( "msie 5.1" ) > -1;
		this.ie52 = this.agent.indexOf( "msie 5.2" ) > -1;
		this.ie55 = ( this.agent.indexOf( "msie 5.5" ) > -1 && !this.opera && !this.palm );
		var msieInd = this.agent.search(/((MSIE\s)([6-9]{1}\.|[1-9]{1}[0-9]{1}\.))/i);    //find any "MSIE 6." to "MSIE 99."
		if (msieInd > -1)
		{
			this.ie6 = true;
		}				
		this.ie4 = this.agent.indexOf( "msie 4" ) > -1;
		this.ie3 = this.agent.indexOf( "msie 3" ) > -1;
		this.ie2 = this.agent.indexOf( "msie 3" ) > -1;
		
		this.mozilla = ( this.gecko && ( this.agent.indexOf( "firefox" ) > -1 || this.agent.indexOf( "firebird" ) > -1 || this.agent.indexOf( "phoenix" ) > -1 || this.agent.indexOf( "galeon" ) > -1 || this.agent.indexOf( "k-meleon" ) > -1 ) );
		this.firefox = this.agent.indexOf( "firefox" ) > -1;
		
		this.op5 = (this.agent.indexOf( "opera 5" ) > -1 || this.agent.indexOf( "opera/5" ) > -1);
		this.op6 = (this.agent.indexOf( "opera 6" ) > -1 || this.agent.indexOf( "opera/6" ) > -1);
		this.op7 = (this.agent.indexOf( "opera 7" ) > -1 || this.agent.indexOf( "opera/7" ) > -1);
		this.op8 = (this.agent.indexOf( "opera 8" ) > -1 || this.agent.indexOf( "opera/8" ) > -1);
		this.op9 = (this.agent.indexOf( "opera 9" ) > -1 || this.agent.indexOf( "opera/9" ) > -1);	
		
		this.nsdom = ( this.gecko && this.netscape );
		this.ns8 = ( this.agent.indexOf( "netscape/8" ) > -1 && this.netscape );
		this.ns7 = ( this.agent.indexOf( "netscape/7" ) > -1 && this.netscape );
		this.ns6 = ( this.agent.indexOf( "netscape6" ) > -1 && this.netscape );
		this.ns47 = ( this.agent.indexOf( "mozilla/4.7" ) > -1 && this.netscape );
		this.ns45 = ( this.agent.indexOf( "mozilla/4.5" ) > -1 && this.netscape );
		this.ns4 = ( this.agent.indexOf( "mozilla/4.0" ) > -1 && this.netscape );
		this.ns3 = ( this.agent.indexOf( "mozilla/3.0" ) > -1 && this.netscape );
		this.ns2 = ( this.agent.indexOf( "mozilla/2.0" ) > -1 && this.netscape );
		
	//	un/supported browser lists
		//this.bw = ( this.gecko || this.safari || this.ie7 || this.ie6 || this.ie55 || this.ie5 || this.ie4 || this.ns47 || this.ns45 || this.op7 || this.op6 || this.op5 );
		this.supported = (  this.safari  || this.firefox || this.ie7 || this.ie6 || this.ie55  );
		this.unsupported = ( this.ie51 || (this.ie52 && this.mac) || this.ie4 || this.ie3 || this.ie2 || (this.netscape && !this.ns8 ) || this.palm || this.phone || this.op6 || this.op7 || this.op8 || this.op9|| this.ie5); 
		
		this.usedom= this.ns6;	//	Use dom creation
		this.reuse = this.ie || this.usedom;	//	Reuse layers
		this.px = this.dom && !this.op5 ? "px" : "";
		this.img = document.images ? 1 : 0;
		this.fr = document.frames ? 1 : 0;
		this.appversion = parseFloat(navigator.appVersion.substring(0,3));
		
		//alert(this.agent+"\n"+navigator.appVersion+"\n"+this.appversion);
		return this;
		
	}
	var bw = new cm_bwcheck();
	
	function getCookie( name )
	{
		var index = document.cookie.indexOf( name + "=" );
		if ( index == -1 ) return null;
		index = document.cookie.indexOf( "=", index ) + 1; // first character
		var endstr = document.cookie.indexOf( ";", index );
		if ( endstr == -1 ) endstr = document.cookie.length; // last character
		return unescape( document.cookie.substring( index, endstr ) );
	 }

	function checkBrowserCookie()
	{
		var theCookieName = getCookie( "abw" );	
		if ( theCookieName == "displayed" ) return true;
		return false;
	}
	if (!checkBrowserCookie()){
		if ( window.location.hostname.indexOf( "sgio" ) > -1 )
		{
			if ( bw.unsupported || bw.appversion <= 3 )  
			window.location.href = "/pub/internet/error/sgio_unsupported.shtml?url="+window.location;
		}
		else if ( window.location.hostname.indexOf( "sgic" ) > -1 )
		{
			if ( bw.unsupported || bw.appversion <= 3 ) 
			window.location.href = "/pub/internet/error/sgic_unsupported.shtml?url="+window.location;
		}
		else if ( window.location.hostname.indexOf( "nrmaqld" ) > -1 ) 
		{				
			if ( bw.unsupported || bw.appversion <= 3 ) 
			window.location.href = "/pub/internet/error/nrma_unsupported.shtml?url="+window.location;
		}
		else if ( window.location.hostname.indexOf( "nrma" ) > -1 ) 
		{				
			if ( bw.unsupported || bw.appversion <= 3 ) 
			window.location.href = "/pub/internet/error/nrma_unsupported.shtml?url="+window.location;
		}
		
		else if ( window.location.hostname.indexOf( "racv" ) > -1 ) 
		{ 
			//racv_unsupported.html?	
		}
		else if ( window.location.hostname.indexOf( "state." ) > -1 ) 
		{				
			if ( bw.unsupported || bw.appversion <= 3 ) 
			window.location.href = "/pub/internet/error/statenz_unsupported.shtml?url="+window.location;
		}
		else
		{
			if ( bw.unsupported || navigator.appVersion <= 3 ) 
			window.location.href = "/pub/internet/error/nrma_unsupported.shtml?url="+window.location;
		}
	}
	// end browser sniffing code
	
	if (window.location.href.indexOf("/pub/") >= 0 && window.location.protocol == "https:")
	{
		winPro = "http:";
		winHost = window.location.hostname;
		winPath = window.location.pathname;
		window.location.href = winPro + "//" + winHost + winPath;
	}
	
	function showLayer(div,nest)
	{
		document.getElementById(div).style.visibility = 'visible';
	}
	function hideLayer(div,nest)
	{
		document.getElementById(div).style.visibility = 'hidden';
	}
	function hideAll() { hideLayer('motorO'); hideLayer('homeO'); hideLayer('healthO'); hideLayer('businessO'); hideLayer('otherO'); hideLayer('communityO'); }
	
//	Swap images that are nested in Layers
	function swapImage(imgName, imgSource, layerOne, layerTwo) { if (bw.img) getImgObj(imgName, layerOne, layerTwo).src = imgSource; }
	
//  Get the image object given imageid/name and the layers the image sits in - for two layers.
	function getImgObj(imgId, layer1, layer2)
	{
		if (bw.dom) menuImgObj = eval ("document.getElementById('" + imgId + "')");
		else if ((bw.ie4) || (bw.ie5)) menuImgObj = eval ("document.all." + layer2 + ".document.images['" + imgId + "']");
		else if (bw.ns4) menuImgObj = eval ("document.layers." + layer1 + ".document.layers." + layer2 + ".document.images['" + imgId + "']");
		return menuImgObj;
	}
	
//	getHighLight gets the id element from the navbar Table, looks at URL & determines if page is a match to category.
function getURL(){
	elementID = '';

//dirName is the name of the main directory
	dirName = location.href.split('/pub/nrma/')[1].split('.')[0].split('/')[0];
	
//anchorName is the name of file with _ before it
	anchorName = location.href.split('/pub/nrma/' + dirName)[1].split('.')[0];
		//while (anchorName.search('-')!=-1)
			//anchorName = anchorName.replace('-','');
		//while (anchorName.search('_')!=-1)
			//anchorName = anchorName.replace('_','');
		while (anchorName.search('/')!=-1)
			anchorName = anchorName.replace('/','_');
		
		elementID += '_pub_nrma_';
		elementID += dirName;
		elementID += anchorName;

		updateTD(elementID,dirName);
		
		if (anchorName == '_cv_lifeinsurance'){window.setTimeout('location.replace(\'http://clearview.nrma.com.au\');',1000)}
}

//determines which menu item is highlighted based on URL of page and menu id.
function updateTD(pageName,dirName){
	if (!(bw.ns4)){
	var element = document.getElementById(pageName);
	if (!(element == null)){
	
		switch (dirName) {
	      case 'motor':
	        document.getElementById(pageName).className = "mot";
	        break;
	      case 'home':
	        document.getElementById(pageName).className = "hom";
	        break;
	      case 'health':
	        document.getElementById(pageName).className = "hea";
	        break;
		  case 'business':
	        document.getElementById(pageName).className = "bus";
	        break;
		  case 'other-insurance':
	        document.getElementById(pageName).className = "oth";
	        break;
		  case 'retirement':
	        document.getElementById(pageName).className = "oth";
	        break;
		  case 'public-liability':
	        document.getElementById(pageName).className = "oth";
	        break;
		  case 'community':
	        document.getElementById(pageName).className = "com";
	        break;
			
	    }
	}
	}
}

//This function determines the directory of the previous page
function getPrevious(){
	if (document.referrer&&document.referrer!=""){
		dirName = document.referrer.split('/pub/nrma/')[1].split('.')[0].split('/')[0];
						
		updateSelected(dirName);
	}
	
}

//determines directory case for previous section for claims
function updateSelected(dirName){

	element = '';
	element += dirName;
	element += "Cat";
	
	switch (dirName) {
	      case 'motor':
	        updateSelectedClaim(element);
	        break;
	      case 'home':
	        updateSelectedClaim(element);
	        break;
	      case 'health':
	        updateSelectedClaim(element);
	        break;
		  case 'business':
	        updateSelectedClaim(element);
	        break;
		  case 'other-insurance':
	        updateSelectedClaim(element);
	        break;		
	    }

}

//updates the selected option, based on previous directory for claims.
function updateSelectedClaim(x){
	
		document.getElementById(x).selected = true;
		ChangeSOpt(document.getElementById(x).value);
}


function verifyMe() {
		var error;
		error = false;
		var message;
		message = "Please complete the following fields:"
		if (bw.ns4){
						var form = document.layers["middle"].document.forms["formname"];
					}
					else {
						var form = document.forms.formname;
					}
		var ticked;
		ticked = false;

<!--validation state -->
		if (form.state.selectedIndex == 0) {
			error = true;
			message += "\n\n   * State";
		}
<!--*******-->	

<!--validation1 claim -->
		if (form.claim.selectedIndex == 0) {
			error = true;
			message += "\n\n   * Claim Type";
		}
<!--*******-->			

		if (error) {
			alert(message);
		}
		else {
//State Value
		stateVal = form.state.options[form.state.selectedIndex].value;

//claim Value = this is the url + state name to link to
		claimVal = form.claim.options[form.claim.selectedIndex].value;

		redirectPage(stateVal, claimVal);
		}
	}
	

//Redirects, based on which claim user chooses
	function redirectPage(state, claim){		
		url='';
		url+= '/pub/nrma/claims/';
		url+= claim;	
		url+= '-';
		
		if ((state == 'act')||(state == 'nsw')){
			if (!(claim == 'ctp-injury')){
			state = 'act-nsw';
			}
		}
		
		url+= state;	
		url+= '.shtml';
			
		window.location.href = url;
	
	}

//	Removes White Space.  (Used by Search box)
	function removeWhiteSpace(field)
		{
			while('' + field.value.charAt(0) == ' ') field.value = field.value.substring(1,field.value.length);
			while('' + field.value.charAt(field.value.length-1) == ' ') field.value = field.value.substring(0,field.value.length-1);
		}
		
	function openPopUp(pageId, toolbars, width, height, tb, mb, loc, sb, rs)
		{
			if (toolbars == "s")
				{
					popArg = "toolbar=" + tb + ",menubar=" + mb + ",location=" + loc + ",scrollbars=" + sb + ",resizable=" + rs + ",width=" + width + ",height=" + height;
					window.open(pageId, "popUp", popArg);
				}
			else if(toolbars)
				{
					popArg = "toolbar=yes,menubar=yes,location=yes,scrollbars=yes,resizable=yes,width=" + width + ",height=" + height;
					window.open(pageId, "popUp", popArg);
				}
			else
				{
					popArg = "toolbar=no,menubar=no,location=no,scrollbars=auto,resizable=no,width=" + width + ",height=" + height;
					window.open(pageId, "popUp", popArg);
				}
		}
//	function to keep backwards compatibility with old design
	function See(page)
		{
			OpenWin = this.open(page, "_"+"blank", "toolbar=no,menubar=yes,location=no,scrollbars=yes,resizable=no,width=677,height=494");
		}
		
	function feedbackPopup(page)
	{
		FeedWin = this.open(page, "FeedbackWindow", "toolbar=no,menubar=no,location=no,scrollbars=yes,resizable=no,width=677,height=525");
	} 
					function startIt() { return }

	function new_window(page)
	{
		var win = window.open(page,"_"+"blank","toolbar=yes,menubar=yes,location=no,scrollbars=yes,resizable=yes,width=500,height=500");
	}	

	// opens the calculator windows
	function openCalc(url)
	{
		window.open(
			url, 
			'calcWin', 
			'toolbar=no, directories=no, location=no, status=no, menubar=no, resizable=yes, scrollbars=yes, width=800, height=550, top=5, left=5'
			);
	}
	
	function trim(inputString) {
	   
	   // Removes leading and trailing spaces from the passed string. Also removes
	   // consecutive spaces and replaces it with one space. If something besides
	   // a string is passed in (null, custom object, etc.) then return the input.
	   
	  
	   var retValue = inputString;
	   var ch = retValue.substring(0, 1);
	   while (ch == " ") { // Check for spaces at the beginning of the string
	      retValue = retValue.substring(1, retValue.length);
	      ch = retValue.substring(0, 1);
	   }
	   ch = retValue.substring(retValue.length-1, retValue.length);
	   while (ch == " ") { // Check for spaces at the end of the string
	      retValue = retValue.substring(0, retValue.length-1);
	      ch = retValue.substring(retValue.length-1, retValue.length);
	   }
	   
	   return retValue; // Return the trimmed string back to the user

	 }

	function isTabKeyEvent(evt) 
	{
		evt = (evt) ? evt : event;
		var charCode = (evt.charCode) ? evt.charCode : ((evt.keyCode) ? evt.keyCode : ((evt.which) ? evt.which : 0));
		if (charCode == 9)
		{			
			return true;
		}
		return false;
	}
	
	function getFirstFormElement(evt)
	{
		var obj = null;
		if(isTabKeyEvent(evt))
		{
			for (i = 0; i < document.forms.length; ++i) 
			{					
				for (j=0; j<document.forms[i].elements.length; j++)
				{

					if(document.forms[i].elements[j] && document.forms[i].elements[j].tabIndex &&
					   document.forms[i].elements[j].tabIndex > 0)
					{
						if(obj==null || document.forms[i].elements[j].tabIndex < obj.tabIndex)
							obj = document.forms[i].elements[j];

					}
				}		
			}
		}
		return obj;
	}

	 function drawBorder(obj)
	 {
	 	//04-01-2007
		// this is currently used by radio buttons in NBOL car comp - owner
	 	//We might need to add some code here later to let the user know when
		//the object is in focus but the browser should do that by default
		//this code only affects ie6+ (not firefox)
		return;
	 	/*if(obj)
	 	{
	 		 obj.style.borderStyle="dotted";
	 		 obj.style.borderWidth="1px";
	 		 obj.style.borderColor="gray";
	 		 return true;
	 	}
	 	return false;
		*/
	 }
	 
	 function eraseBorder(obj)
	 {
	 	if(obj)
	 	{
	 		obj.style.borderStyle="";
	 		return true;
	 	}
	 	return false;
	}
	
	var first_mandatory_error = null;