Related Links
The SGIC Home Insurance Premium, Excess, Discounts & Benefits Guide should be read with the SGIC Home Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 3 dated 9 January 2012.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
We provide two levels of cover in the PDS:
- Home - provides our standard level of cover
- Home Plus - provides a higher level of cover
For the complete list of guides, please find them at the bottom of this page or go to the Premium, Excess, Discounts & Benefits guide section 
If you’re 50 years or older we offer benefits in addition to other features of your Home and Home Plus Insurance policy.
Benefits
- Reduced premiums at 50 - even if you're working full time
- A Nil basic excess option, so if you make a claim you won't have to pay a basic excess - you can still choose a higher excess to lower your premium
- 15% discount on SGIC Travel Insurance*
- 15% discount on selected St John Ambulance Australia training courses and First Aid kits. To be eligible for the St John discounts, just quote your SGIC Home Insurance policy number when you call St John on (08) 8306 6900 (if outside the Adelaide metropolitan area, call 1800 182 131).
- Access to confidential legal advice through Helpline on 132 900, for one hour per period of insurance.
Subjects covered include:-
Tenancy/landlord
-
Buying and selling a property
-
Aged care
-
Neighbours and noise
-
Wills, Estates and Probate
-
Contracts advice
-
Powers of Attorney
-
Medical complaints
-
Credit and finance
We will pay the law firm for one matter up to one hour per period of insurance. Any charge for additional work is by agreement between you and the law firm. This service is unable to provide advice on any insurance related matter that may involve us or one of our related companies. -
We may change the benefits or introduce more benefits from time to time.
If you qualify for Home@50 benefits it will be shown on your current Certificate of Insurance.
* SGIC Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371. An IAG Company. In deciding whether to buy or hold the product, you should consider the Product Disclosure Statement available on our website.
If there is anything you don't understand about this SGIC Home Insurance Premium, Excess, Discounts & Benefits Guide, please call us on 133 233 or visit your nearest branch.
Print or download this guide
SGIC Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
SGIC Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
SGIC Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) - Policies commencing 16/08/2010 to 19/03/2011
