Touring Caravan Insurance Policy - Trailer Insurance Policy

Caravan safety

Loading up the old van for the annual holiday? Read our tips for safe towing.

A caravan is more than a form of mobile accommodation – it’s a way of life, and you need to protect it. SGIC Touring Caravan or Trailer Insurance covers you if you move your caravan or trailer from place to place, anywhere on or off the road in Australia. Here are some good reasons to insure with us:

Great discounts and rewards
We offer great caravan insurance discounts and rewards.
What’s in it for you? You can benefit from a no claim bonus and a multi-policy discount if you have other policies with us.

Agreed value
We are one of the few companies to offer cover for an agreed value.
What’s in it for you? The value of your cover is agreed in advance and is not decided by market value, so there are no surprises if you do have to put in an insurance claim.

Competitive prices
Compare our prices and you’ll see that we are competitive, plus we can offer great value too.
What’s in it for you? Why pay more for your caravan insurance than you have to. We work hard to give you the best possible price.

Contents cover of up to $1,000
We cover the contents of your caravan for up to $1,000 in total (including GST). You can increase your contents cover by paying a little extra.
What’s in it for you? Relax knowing that the contents of your caravan are covered if something goes wrong.

Temporary accommodation
If you are more than 100 km from home within Australia and your caravan is stolen or damaged, and we agree you can’t stay in it, we’ll pay up to $100 a day for up to seven days of emergency accommodation for you and family members travelling with you.
What’s in it for you? One less cost to worry about when things go wrong.

Paperless 24/7 claims service
If you need to make a caravan insurance claim, we are available 24 hours a day, seven days a week, over the phone. No paperwork is needed to lodge a claim.
What’s in it for you? When things go wrong, wherever you are, whatever the time, we’re just a phone call away.

24/7 Helpline
You'll have access to our Helpline assistance service, 24 hours a day, seven days a week, at no extra cost. Just call 132 900.
What's in it for you?
A surprising amount of helpful advice and practical assistance when you need it most. It's a wealth of information that's just one phone call away

Flexible payment options
You can pay by the month or annually, by cash, cheque or credit card.
What’s in it for you? You choose the payment option to suit you.

Reduced premiums if you are over 55
If you are 55 years old or over, we reduce your premiums.
What’s in it for you? We reward you for your experience.

New for new caravan replacement
We can replace your caravan or trailer with the same make and model, if it is available locally, if it's written off in the first two years of its life, and if you are the first registered owner.
What’s in it for you? We do our best to put things back the way they were.

Caravan excess waived
If you have an accident that causes damage to both your caravan and car, as long as they’re both insured with us, we’ll waive the caravan excess.
What’s in it for you? More savings to enjoy.

Emergency repairs
You can make emergency repairs on your caravan or trailer up to $500, without our agreement, if it is damaged in an incident covered by your policy.
What’s in it for you? Less hassle and you are back on the road faster.

Our Touring Caravan or Trailer Insurance policy also covers you for:

Storm damage, flood (Find out more) and fire

Liability cover

Towing.

Options that can be added to your Touring Caravan or Trailer Insurance cover:

Annexe cover. You can extend your cover to include your annexe by paying a little extra, but if the annexe is canvas, vinyl or fabric it must not be more than eight years old.