Third Party Fire & Theft Insurance Features

You may want comprehensive car insurance but you still want to be covered. Our Third Party Fire & Theft Insurance covers your car for fire, theft and damage you may cause to someone else's property. Here are more reasons to choose SGIC.

Paperless 24/7 claims
If you need to make a car insurance claim, we're available 24 hours a day, 7 days a week, over the phone. No paperwork needed to lodge a claim.
What's in it for you? When things go wrong, wherever you are, whatever the time, we're just one phone call away.

Flexible payment options 
You can choose to pay annually, with cash, cheque or credit card or monthly by direct debit.
What's in it for you? You choose the payment option that suits you.

Fire, theft or attempted theft 
We take care of things when your car suffers loss or damage due to fire. You're also covered for damage done to your car by thieves.*
What's in it for you? No need to worry about an event beyond your control. We've got you covered.

*Theft and fire cover is limited to a maximum of $10,000 or the market value of your motor vehicle (whichever is less).

Uninsured motorist damage
If you are in a collision with someone who has no insurance, but they are at fault and you have their details, we'll pay for the damage to your car up to $5000.
What's in it for you? Extra value for you. We go beyond covering damage you cause to others, to providing cover for you when the accident is not your fault.

24/7 Helpline
You'll have access to our helpline assistance service, 24 hours a day, seven days a week, at no extra cost. Just call 132 900.
What's in it for you? Practical assistance when you need it most. It's a wealth of information that's just one phone call away.

Liability cover
If your vehicle is involved in an incident and it damages someone else's property and it's your fault, we'll pay up to $20 million (including GST) for damage caused by your vehicle and we'll cover any legal costs.
What's in it for you? The knowledge that you are protected against someone else suing you, which could cost you millions.

Cover for modifications to your car
If you have told us about modifications to your car and we have noted it on your policy, you are covered if they are lost or damaged due to theft, fire or uninsured motorist damage.
What's in it for you? You don't lose out on all the expensive extras added to your pride and joy.

Legal representation 
We arrange and pay for legal representation if the driver of your car needs to be represented before a coroner or possibly a magistrate and we agree to pay the claim.
What's in it for you? Relax knowing that we are by your side.

Storage costs
We pay for the reasonable costs if your vehicle needs to be stored after an accident or incident and we agree to pay the claim.
What's in it for you? You don't have to worry about an unexpected storage cost. We've got it covered.

Towing
If you are claiming for fire, theft or uninsured motorist damage, we will pay to tow your car from the scene of an incident to the nearest repairer recommended by us, or to a repairer nominated by you, or to a place of safety.
What's in it for you? One less problem to worry about at a distressing and difficult time.