Comprehensive Car Insurance Features

Your car is vital to keeping your life moving smoothly and you want to make sure it stays that way. This is where we can help. Our Comprehensive Car Insurance gives you solid value at the best possible price. Here are more reasons to choose us.

Paperless 24/7 claims
If you need to make a car insurance claim, we're available 24 hours a day, 7 days a week, over the phone. No paperwork needed to lodge a claim.
What's in it for you? When things go wrong, wherever you are, whatever the time, we're just one phone call away.

Discounts and rewards
We offer great car insurance discounts and rewards.
What's in it for you? You can save on your policy and you can save on your other insurance too, as we offer a multi-policy discount if you take out certain other policies. You also save money just by staying with us.

Hire car
If your vehicle is stolen, or damaged as a result of theft or attempted theft, we help to keep you on the road. We will refund you the cost of a hire car for up to 21 days.
What's in it for you? You keep moving. Your life carries on as normal while we take care of your claim.

After accident care
We can handle the entire process after an accident, from organising a tow truck if needed, to having your vehicle repaired by a quality repairer.
What's in it for you? Less stress for you and no need to spend your valuable time on the phone trying to organise things.

Lifetime guarantee on repairs
When you make a claim, we give you a guarantee, for the life of the car, on all workmanship for repairs that we authorise and pay for.
What's in it for you? Relax knowing that your car has been fixed and that we will guarantee the workmanship on repairs.

Flexible payment options
You can choose to pay annually, with cash, cheque or credit card or monthly by direct debit.
What's in it for you? You choose the payment option that suits you.

24/7 Helpline
You’ll have access to our Helpline assistance service, 24 hours a day, seven days a week, at no extra cost. Just call 132 900.
What’s in it for you? Practical assistance when you need it most. It’s a wealth of information that’s just one phone call away.

Rewards for fuel efficient cars
If you have one of our recognised fuel-efficient cars you can reduce your Comprehensive Car Insurance premium.
What's in it for you? Save money and enjoy the recognition that you deserve for considering the environment.

New for new car replacement 
We can replace your car with the same make and model, if available locally, if it's written off in the first two years of its life.
What's in it for you? We put things back the way they were.

Cover for modifications to your car
If you have told us about modifications to your car and we have noted it on your policy, you are covered if they are lost or damaged.
What's in it for you? You don't lose out on all the expensive extras added to your pride and joy.

Options that can be added to your Comprehensive Car Insurance cover:

Hire car option
If you have this option, your hire car cover includes incidents other than theft, such as being unable to drive your car due to an accident or damage caused by fire, flood or storm. 

Windscreen option  
If you select our windscreen option, if only the windscreen or window glass is damaged, you can repair or replace it without having to pay the basic excess.

Our Comprehensive Car Insurance policy
also covers you for:

Accidental damage

Fire, flood and storm

Keys, locks and barrels

Liability cover

Theft or attempted theft

Vandalism or malicious act

Windscreen, sunroof and window glass damage.

There is also additional cover provided when we pay a claim:

Baby capsules and child seats

Legal representation

Personal items

Storage costs

Towing

Trailer or caravan damage while attached to your vehicle

For detailed information on this cover, please read the Product Disclosure Statement.