Secure your business
Do you know what crimes affect the businesses in your area? Our business security tips can help your business.
SGIC Business Insurance - The one stop to protect your shop
As a retailer you need to concentrate on keeping your customers happy. So we’ll concentrate on keeping your business safe for you. With SGIC Business Insurance for Retailers, you can get an insurance policy that’s made to suit your shop – not someone else’s.
And with our Business Insurance Specialists in South Australia always on hand to answer your questions, there’s never any stress, or difficulty making an insurance claim. You can even pay by the month to assist with your cash flow.
Why wait? Call us today on 132 818 or request a business insurance quote online.
I'd like a Business Insurance quote
Typical retail businesses that we cover
We have designed insurance packages that meet the needs of your retail business. Here are just a few of the types of businesses we cover:
- Bread and cake shops
- Clothing shops
- Craft shops and picture framing retailers
- Domestic appliance retailers
- Florists
- Hairdressing and beauty salons
- Travel agencies
We cover many more retail businesses. Call us on 132 818 to see if we can help you.
View our Business Insurance case studies to find out more about how we help retailers just like you.
Common retail insurance cover options
We cover the risks that retailers face everyday, and we allow you to choose the cover you need. Some of these cover options include:
Personal injury and property damage – this covers you if someone sues you for personal injury or damage to their property that occurs in connection with your business. For example, you could be sued if someone falls due to a spillage on your floor.
Fire, storm and other defined events (including malicious damage) – this is common cover for a small business. It’s an obvious choice for fixed premises to cover equipment or stock.
Business interruption – you are covered for loss of profits if your business is disrupted by damage to your business property caused by specified events.
Money – we cover you for the loss or destruction of money caused by a defined event, during business hours, in private residence or in transit.
Glass breakage – our cover also includes skylights, mirrors and neon signs plus the cost of sign writing and temporary shuttering. This is important cover for businesses in fixed premises.
Personal accident and illness – this covers you for loss of income as a result of a defined accident or illness. We cover individuals which is useful for sole traders or partnerships that need both partners working.
View more Business Insurance cover options.
Want to know more?
Read our Business Insurance case studies to see how we've helped other retailers like you.
View this policy in detail with our Product Disclosure Statement.
Or to make a business insurance claim call 132 818 24 hours a day 7 days a week. Outside these hours call SGIC Helpline on 132 900.
Take the next step
Call us on 132 818 to request a business insurance quote or to discuss your needs with a Business Insurance Specialist.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIC. When making decisions about the product you should consider the Product Disclosure Statement available from SGIC.
